MACA News



Friday, September 9, 2016


Welcome our newest MACA Member
Flagship Credit Acceptance (Bensalem, PA)



Only five seats remain for October 11-12 Harrisburg seminars
MACA members enroll at half-price


ACA's Essential Collector Skills and Techniques, and FDCPA Essentials for Collectors seminars are scheduled for October 11-12 at the Red Lion Hotel, Harrisburg, PA. Both seminars are required to attain the ACA Professional Collection Specialist designation. MACA members receive half-price enrollment of $89.50 per enrollment, per day over the non-member rate of $179 per day.  Upon completion of these two seminars, attendees can apply for the Professional Collection Specialist (PCS) Exam offered by ACA.



Success and the modern collection professional


A new survey from ACA International shows that debt collection professionals value integrity and active listening skills in their employees.

ACA Summary of CFPB's Outline of Proposals Under Consideration for Debt Collection Rulemaking


As widely announced and reported by ACA, CFPB released the outline of proposals for debt collection rulemaking. The outline provides the first public glimpse of what the CFPB is thinking as it  moves forward in the debt collection rulemaking process.  View ACA's summary online.


ACA SearchPoint Updates

  • Disputes from Consumer Reporting Agencies to Furnishers Under the FCRA (#1526); Updated format and added additional analysis regarding the CFPB, its investigation requirements for disputes and case law.
  • FCRA - Reportable Information (#3001); Added information on the National Consumer Assistance Plan.
  • Telephone Consumer Protection Act (TCPA): Autodialers, Prerecorded Messages and Consent (#9511); Added summary of new Federal Communications Commission rules for calls made solely to collect a debt owed to or guaranteed by the United States (see footnotes 16 - 25 and corresponding text under subheading entitled “Exemption for Federal Government Collections.”)



NEDC EXPO September 18-20
Caesars Atlantic City, Atlantic City, NJ


EXPO is sponsored by the Mid-Atlantic, New England, New York, and New Jersey units of ACA International hosting over 20 vendors along with a jam-packed program featuring industry experts. Sessions topics during the event include credit reporting, federal and state law updates, compliance and other prevalent topics in the credit and collection industry. Visit the New York State Collectors Association's event page for more information.




Monday, July 18, 2016


Welcome our newest members
Carson Smithfield, LLC, Pittsburgh, PA
Cooch and Taylor P.A., Wilmington, DE
KCC Services LLC, Richland, PA
Proximal, LLC, Owings Mills, MD
Support4America LLC, Poolesville, MD




FLASH - Free webinar on July 27: Surviving in the Compliance Jungle of Consumer Collections

A complimentary webinar, hosted by American Lawyers Company is scheduled for Wednesday, July 27 from 2:00-3:00 PM EST.  Harry Strausser III (The Remit Corporation) will present topics, including:

  • Review the most recent status of state and federal regulations that impact consumer collections
  • Discuss emerging case law that supports the implementation of effective policies and procedures
  • Elaborate on the need to create a compliance officer position among your staff
  • Demonstrate how to circumvent the traps and pitfalls resulting in litigation
  • Outline the plan to deflect bogus claims asserting compliance violations

Participation is limited. Register today.


CFPB expected to announce Small Business Regulatory Enforcement Fairness panel

ACA reports that at the upcoming 28 July CFPB field hearing in Sacramento, it is expected that CFPB will provide an outline of proposals under consideration for debt collection rulemaking including announcement of a Small Business Regulatory Enforcement Fairness panel, which is required by law.  Representatives from ACA will attend. A follow-up ACA tele-seminar has been scheduled for Monday, August 1 at 11 a.m. CT.  Registration for the ACA seminar will open soon.


11th Circuit Addresses FCRA Issue of First Impression

ACA member-only content. Log-in required.


Essential Collector Skills and Techniques, and FDCPA Essentials for Collectors scheduled for Harrisburg

MACA members enroll at half-price


ACA's Essential Collector Skills and Techniques, and FDCPA Essentials for Collectors seminars are scheduled for October 11-12 at the Red Lion Hotel, Harrisburg, PA. Both seminars are required to attain the ACA Professional Collection Specialist designation.

MACA members receive half-price enrollment of $89.50 per enrollment, per day over the non-member rate of $179 per day.  Upon completion of these two seminars, attendees can apply for the Professional Collection Specialist (PCS) Exam offered by ACA.



June 23, 2016

Rick Perr Elected ACA President Elect


At ACA's national convention last week in Denver, the ACA Board of Directors elected Richard (Rick) J. Perr, Esquire (Fineman Krekstein & Harris, P.C.) to the office of ACA President Elect.  Perr, a MACA Board member, is a popular speaker at our regional events including Spring Fling and NEDC EXPO, and a recognized authority on creditor's rights, representing creditors, law firms, and agencies. After serving a one-year term as President Elect, he'll become ACA President in July 2017 at the ACA Convention in Seattle, Washington.

 
Strausser receives Fred Kirschner award at ACA Convention in Denver


MACA President Harry A. Strausser III (The Remit Corp) received the Fred Kirschner Instructor Achievement Award during ACA convention last week.  The award recognizes ACA Certified Instructor volunteers who give freely of their time and knowledge, and willingly share the experience they have gained during their years in the industry.  Strausser has taught more than 275 ACA seminars, and will be MACA's instructor for our upcoming Essential Collection Skills and FDCPA seminars scheduled for October 11-12, in Harrisburg. MACA members receive 50% off the cost of regular enrollment. Register today.

 

State Update

MARYLAND S.B. 771 - DEBT COLLECTION (STATUTE OF LIMITATIONS) - States that a debt buyer or collector may not initiate a consumer debt collection unless the collector has all the required documents.  Signed by Governor 5/19/16. Effective Date: 10/1/16.

Update:  It was clear from the beginning that modifications were needed to clarify certain things in the bill; most notably how ‘debt buyer’ is defined and evidence to be introduced in certain consumer collection actions.  MACA worked closely with its lobbyist, the lobbyist from ACA and representatives of the DBA to achieve what it believes is legislation, which is significantly improved over the bill that was originally introduced.

The final bill includes substantial changes which MACA believes make the final legislation much more palatable to the industry than what was sent to Committee in February.


NEDC EXPO heading to Atlantic City: September 18-20


FLASH - Early Bird Expires June 30. Save $50 and Register TODAY

The Collection Industry’s best and most requested speakers are presenting this at this year’s Northeast Debt Collection Expo, a multi-unit conference with ACA members from 11 states participating.  Sessions for 2016 are chock-full of enriching and meaningful information that you will take back to your company for immediate implementation.  You will leave with a refreshed and informed approach to the issues you are currently facing. We are so excited to see you join us this year!  It will truly be one of the best conferences of 2016.  READ MORE

 

ACA Updates SearchPoint Documents: Envelopes and the FDCPA


#1155 - ACA Member-Only Content Click HERE




FAST Act: IRS given green light to again outsource private tax collection

The Fixing America’s Surface Transportation Act passed in 2015 directs the IRS to resume working with private collection agencies. The revived program is expected to operate in a similar manner to past ones, with emphasis on taxpayer protections. Payments are required to be processed by IRS employees. Additionally, taxpayers can request that their account be returned to the IRS and no longer worked by the private collection agency.  READ MORE

 

Lawsuit After Fake Courtroom Collection Stories Will Proceed

Collections & Credit Risk reports that a lawsuit against the Erie Times-News in Pennsylvania and three reporters will continue following a ruling by the Pennsylvania Superior Court which upheld a lower court ruling ordering three Times-News reporters to reveal their sources in a series of stories starting in 2010 involving Unicredit America.  Erie District Judge Dominick DiPaolo is suing the newspaper for libel.  DiPaolo claims in the lawsuit that he needs the reporter’s source of information to prove the reporting was libelous. DiPaolo was not involved with the fake courtroom but was involved in signing orders on more than half of Unicredit’s collection efforts.




May 12, 2016


Welcome our newest MACA members

First Credit Resources, Inc., Johnstown, PA
Educational Computer Systems, Inc., Warrendale, PA


MACA to sponsor ACA Professional Collection Specialist seminars in October
Members enroll at half-price


ACA's Essential Collector Skills and Techniques, and FDCPA Essentials for Collectors seminars are scheduled for October 11-12 at the Red Lion Hotel, Harrisburg, PA.  MACA members receive half-price enrollment of $89.50 per enrollment, per day over the non-member rate of $179 per day.  Upon completion of these two seminars, attendees can apply for the Professional Collection Specialist (PCS) Exam offered by ACA.

Enroll HERE.


MACA Annual Elections


At last month's Annual Membership Meeting in Washington, DC, the membership elected the following MACA members to serve a one-year term on the board of directors:

Harry Albert, Jr. (Modern Recovery Solutions)
Michael A. Hynum, Esquire (Hynum Law)
John Kotula (Commonwealth Financial Systems)
Steven Kusic (National Recovery Agency)
Richard J. Perr, Esquire (Fineman Krekstein & Harris, P.C.)
Charles W. Riter, Jr. (USI Solutions, Inc.)
Jim Simmermon (Collection Service Center, Inc.)
Donna Nicholson Stief (Credit Bureau of Lancaster County)
Harry Strausser III (Remit Corporation)
Ed Torchia (Denovus Corporation LTD)
David Winters (Delmarva Collections, Inc.)

Officers elected for a two-year term:

President:    Harry Strausser III (Remit Corp)
Vice President:    Donna Nicholson Stief (Credit Bureau of Lancaster County)
Treasurer:    Jim Simmermon (Collection Service Center, Inc.)
Secretary:    Michael A. Hynum, Esquire (Hynum Law)

MACA would also like to thank John Fisher (Keystone Credit Collection) for his long-time tenure as a MACA Board member and previous service as president of the Pennsylvania Collectors Association, and Tindy Roberts for her tenure as a MACA board member.


TCPA Proposed Rule on government Debt Collection Calls


ACA reports that the FCC released notice of proposed rulemaking on use of modern dialing technologies when contacting consumers via cell phone about debts owed to or guaranteed by the government. ACA will submit comments, due June 21, on the proposed rule on behalf of the credit and collection industry.


ACA white paper on CFPB Servicemembers 2015: A Year in Review


ACA International’s Response to the CFPB’s Report “Servicemembers 2015: A Year in Review” is the fourth white paper released as part of a larger initiative to collect more original data about the credit and collection industry that quantifies the ways in which debt collectors help consumers and the overall economy.  READ MORE.


Upcoming Events

October 11-12, 2016
ACA's Essential Collector Skills and Techniques, and
FDCPA Essentials for Collectors

Harrisburg, PA


September 18-20, 2016
Northeast Debt Collection Conference and Expo
Atlantic City, NJ





April 15, 2016



MACA successful in efforts to amend Maryland SB 771
Maryland SB 771, affecting the statute of limitations and actions by debt buyers or collectors working on their behalf, was successfully amended prior to the April 11 adjournment of the Maryland General Assembly.
     Provisions of SB771 could also affect collection agencies and attorneys collecting debt owned by a buyer. MACA's amendatory language serves to define who is, and is not, a debt buyer in the industry.
    Maryland's Governor has until May 31 to sign all bills presented for signature.
    More resources:


April 20 Annual membership meeting and Board elections
The general membership will consider a ballot of nominees during the Annual Membership Meeting scheduled for 11:00 AM, April 20 at the Hyatt Regency, Washington, DC. Members enroll at no charge.

     If you are interested in being considered for nomination for the ballot, download the candidate interest packet, or telephone (717) 730-9745.  The completed form is due today, April 15.  Newly elected board members serve a 12-month term beginning at the conclusion of the General Membership Meeting on April 20.


ACA Member Satisfaction Survey
Complete the Survey to be eligible to win a free teleseminar
Your voice matters, and this is a great chance to speak up. Take this five-minute 2016 Membership Satisfaction Survey and ensure that ACA is providing the products, services, and educational opportunities you need to be successful every day.
    To show appreciation, anyone completing the short survey is entered to win one-of-five free, teleseminars of your choice. To enter, you will be asked for contact information at the end of the survey.
Take the Survey:  https://www.surveymonkey.com/r/ACA2016Membersurvey



April 8, 2016


Help Define and Refine the Direction of Your Industry
If you are interested in being considered for nomination as a candidate for the MACA Board of Directors ballot, download the Candidate Interest Packet or telephone (717) 730-9745.  Prospective nominees should complete and return the Candidate Information form no later than April 15.
     The general membership will consider a ballot of nominees during the Annual Membership Meeting scheduled for 11:00 AM, April 20 at the Hyatt Regency, Washington, DC. Newly elected board members serve a 12-month term beginning at the conclusion of the General Membership Meeting.
     Members interested in attending this year's annual meeting on April 20 enroll at no charge.


Positive Change, Today
Harry Strausser III has published an article titled, "Let's Pull on Our boots and Get Back to Our Roots" discussing how, beginning today, you can support the path of your industry.


Welcome our newest MACA member
Law Firm of Ryan E Calef and Associates (Bristol, PA)


MACA Supports New Jersey Unit's Turning the Tide
The New Jersey Collectors Association has a goal to raise $10,000 through its 2016 Turning the Tide campaign and has already collected $2,000 in donations. MACA recently donated $250 to the cause. Read about the 2016 campaign and ways to participate.


Collector's Challenge
Sponsored by ACA International, April is Collector's Challenge month, and credit and collection professionals across the country find it an easy and fun way to benefit the industry with a single event.  If you'd like to find out how, visit ACA's Collector's Challenge web page where more resources are available to get the challenge underway in your company.


Upcoming Events

April 20, 2016 - 11:00-11:30 AM
MACA Annual Membership Meeting and Elections
Hyatt Regency Washington, Washington DC

September 18-20, 2016
Northeast Debt Collection Conference and Expo
Atlantic City, NJ






 


      

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